{"id":16881,"date":"2023-03-16T16:54:23","date_gmt":"2023-03-16T16:54:23","guid":{"rendered":"https:\/\/eqraz.com\/la-difference-entre-la-mourabaha-et-la-moucharaka\/"},"modified":"2023-10-03T11:11:51","modified_gmt":"2023-10-03T11:11:51","slug":"la-difference-entre-la-mourabaha-et-la-moucharaka","status":"publish","type":"post","link":"https:\/\/eqraz.com\/fr\/la-difference-entre-la-mourabaha-et-la-moucharaka\/","title":{"rendered":"La diff\u00e9rence entre la Mourabaha et la Moucharaka"},"content":{"rendered":"\n<div style=\"height:17px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<style>p{color:#0A205B;line-height:36px!important;}<\/style>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-large-font-size\" style=\"color:#0a205b\"><strong>Mourabaha vs. Moucharaka : Vue d&rsquo;ensemble<\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-medium-font-size\">Si vous souhaitez comprendre les mod\u00e8les financiers de votre pr\u00eat hypoth\u00e9caire halal, vous avez peut-\u00eatre entendu parler de la Mourabaha et de la Moucharaka. Ces deux mod\u00e8les d&rsquo;investissement financier islamique reposent sur le principe du partage des risques, mais pr\u00e9sentent des caract\u00e9ristiques diff\u00e9rentes. Cet article vous aidera \u00e0 comprendre les principales diff\u00e9rences entre les deux.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-medium-font-size\">Qu&rsquo;est-ce que la Mourabaha ? La Mourabaha est un instrument financier par lequel une banque ou une institution financi\u00e8re ach\u00e8te un bien et le vend \u00e0 un client \u00e0 un prix plus \u00e9lev\u00e9, en facturant une commission pour la transaction. Le client rembourse le prix de l&rsquo;actif et les frais \u00e0 la banque sur une certaine p\u00e9riode.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-medium-font-size\">Qu&rsquo;est-ce que la Moucharaka ? La Moucharaka est un produit financier dans lequel deux parties ou plus apportent des capitaux \u00e0 une entreprise commune, en partageant les profits et les pertes. L&rsquo;investissement est d\u00e9tenu en partie et les b\u00e9n\u00e9fices sont distribu\u00e9s en fonction des contributions.<\/p>\n\n\n\n<div style=\"height:59px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-large-font-size\" style=\"color:#0a205b\"><strong>Diff\u00e9rences entre la Mourabaha et la Moucharaka :<\/strong><\/h3>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-medium-font-size\">&#8211; Mourabaha signifie un pr\u00eat de la banque au client, tandis que Moucharaka signifie une coentreprise entre partenaires.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">&#8211; La Mourabaha est un investissement \u00e0 court terme, tandis que la Moucharaka est un investissement \u00e0 long terme.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">&#8211; Les banques ont tendance \u00e0 utiliser davantage la Mourabaha, tandis que les investisseurs en capital-risque utilisent davantage la Moucharaka.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">&#8211; Dans la Mourabaha, la banque est le pr\u00eateur et le client l&#8217;emprunteur, tandis que dans la Moucharaka, les deux parties sont sur un pied d&rsquo;\u00e9galit\u00e9.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-medium-font-size\">En r\u00e9sum\u00e9, la Mourabaha et la Moucharaka sont toutes deux des produits financiers islamiques populaires. Choisissez celui qui correspond \u00e0 vos besoins hypoth\u00e9caires apr\u00e8s avoir pris en compte les diff\u00e9rences. Si vous souhaitez en savoir plus, n&rsquo;h\u00e9sitez pas \u00e0 <a href=\"https:\/\/eqraz.com\/contact\/\">nous contacter ici.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mourabaha vs. Moucharaka : Vue d&rsquo;ensemble Si vous souhaitez comprendre les mod\u00e8les financiers de votre pr\u00eat hypoth\u00e9caire halal, vous avez [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":14798,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[74,75],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>La diff\u00e9rence entre la Mourabaha et la Moucharaka - EQRAZ<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/eqraz.com\/fr\/la-difference-entre-la-mourabaha-et-la-moucharaka\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La diff\u00e9rence entre la Mourabaha et la Moucharaka - 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